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CALCIFYS
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Home
About
FAQ’s
Contact Us
Privacy Policy
Terms & Conditions
Applicant Information
Applicant Name
Mortgage Type
-- Select Type --
Fixed Rate Mortgage
Variable Rate Mortgage
Interest Only Mortgage
Islamic / Diminishing Musharakah
Please select a mortgage type
Property Type
-- Select Property --
Residential
Commercial
Plot / Land
Under Construction
Property & Loan Details
Property Value (PKR)
Total market value of property
Enter a valid property value
Down Payment (PKR)
Minimum 20% recommended
Enter a valid down payment
Down Payment (%)
Auto-calculates from amount above
Loan Amount (PKR)
Property value minus down payment
Enter a valid loan amount
Annual Interest Rate (%)
Yearly interest / profit rate
Enter a valid rate
Loan Tenure
Years
Months
Enter a valid tenure
+
Optional Fields — Fees, Insurance & Overpayment
Processing Fee (%)
One-time bank processing fee
Annual Insurance / Tax (PKR)
Property insurance or annual tax
Grace Period (Months)
Interest-only months before EMI starts
Monthly Overpayment (PKR)
Extra monthly amount to pay off faster
Lump-sum Overpayment (PKR)
One-time extra payment
Lump-sum After (Month #)
Which month will you make this payment?
Calculate Mortgage
Mortgage Summary for
—
Monthly Payment
PKR 0
Mortgage Type
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Property Type
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Tenure
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Rate
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Property Value
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Down Payment
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Loan Amount
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Total Interest
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Total Payment
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Processing Fee
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Annual Insurance
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Total Cost (All-in)
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Overpayment Benefit
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Monthly Repayment Schedule
Month
Payment
Principal
Interest
Balance
Total
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